Select STM plans give you peace of mind. They provide the financial protection you need from unexpected medical bills and other health care expenses, including:

• Doctor visits 
• Emergency room
• Ambulance coverage
• Urgent Care benefits
• Hospital coverage
• Access to Multiplan PHCS PPO Network

Select STM features include:

• Doctor Visit Copays: $40 or $50 depending upon plan selected
• Wellness Exams – 1 per Coverage Period
• Choice of Coverage Period Length: Choice of Coverage Period Length – 6 , 11 months, or up to 364 days (Coverage length may depend on the state you reside in)
• Prepaid Policies are available. Choose a minimum of 30 days up to a maximum of 180 days
• Deductibles – $250, $500, $1,000, $2,500, $5,000, $7,500, $10,000
• Choice of Coinsurance Percentage: 50%, 70%, 80%, or 100% (available choices may vary by state)
• Choose to pay plan costs by MasterCard, Visa or Automatic bank draft
• Select STM pays covered expenses up to $2,000,000 Maximum Limit per Covered Person per Coverage Period (Maximum Limit is based on plan selected)