Hospital Indemnity Plans

What is Hospital Indemnity?

Hospital Indemnity or Fixed Indemnity (F.I.) plans are a type of health benefits coverage that offers financial protection for commonly needed medical services, including hospital and doctor benefits. That means that when you experience a covered medical event, Hospital Indemnity or Fixed Indemnity plans pay a set fee, directly to you or a provider designated by you. Hospital Indemnity coverage can also include supplemental medical benefits for critical illnesses or accidents, as well as non-insurance supplemental health benefits such as tele-medicine, insurance advocacy programs, and discount prescription benefits.

Unlike traditional insurance, where you are responsible for paying co-pays and coinsurance, Hospital Indemnity plans provide ‘first dollar’ coverage, without co-pays or coinsurance. That means that that you can combine a Fixed Indemnity Hospital Plan with a traditional high-deductible plan in order to cover medical expenses before reaching the deductible. This first-dollar coverage provides you flexibility for managing health care expenses. Hospital Indemnity plans are typically paid for on a monthly basis. Some plans offered by Health Benefits Connect can be purchased by a simple online application, without medical underwriting. Please feel free to call us at 866-966-9868 if you have questions about Hospital Indemnity Plans.

Who Are Hospital Indemnity Plans For?

We have many different types of hospital indemnity plans because we know that every family’s situation is different. That’s why it’s a great idea to speak with a health insurance expert about your specific needs. 

We can help anyone left out of Obamacare because of the soaring costs of monthly insurance premiums and lack of coverage. A lot of people just cannot afford to purchase an insurance plan using the Healthcare Marketplace. That’s when they call us so we can find an alternative option tailored especially for them.

Call us at 866-966-9868 to find the health benefits plan that fits your family’s needs.

How Do I Apply For A Health Benefits Indemnity Plan?

Applying for a hospital indemnity plan through Health Benefits Connect is super fast and easy. Just fill out the form below and follow the simple application process. If you are approved, you can get coverage starting as soon as the next day!

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