Pivot Health Short Term Insurance

Pivot Health

Copay Plans

Personalized Plans

Economical Plans

Definitive Plans

Our goal is to provide products that help you pivot to meet your own individual health insurance needs today.

Quotes

Pivot Health Short Term Insurance

Pivot Health

Copay Plans

Personalized Plans

Economical Plans

Definitive Plans

Our goal is to provide products that help you pivot to meet your own individual health insurance needs today.

Quotes

Pivot Health Short Term Insurance

It can fit your budget and meet your needs.

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Pivot Health short term insurance includes flexible plan designs and options to help you find the plan that fits your medical needs and budget.

Pivot Health Short Term Insurance

Pivot Health short term insurance plans are ideal for:

1099 Contractors

Self-Employed Business Owners

Part-Time or Temporary Employees

Families Who Don’t Qualify for Marketplace Subsidies

Those Who are Waiting for Employer Benefits to Start

Anyone Looking to Bridge a Gap in Coverage

College Students

Plan For the Unplanned

We make finding an affordable health insurance plan look easy.

Peace of Mind

Rest assured knowing you and your family are insured.

Financial Protection

Financial protection from unexpected medical expenses.

Reliable Coverage

Coverage that you can rely on when you need it most.

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There’s an easier way to buy short-term health insurance.

Apply and Enroll in Under 5 Minutes

Instant Quotes

Easy Online Application

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Coverage Can Start Tomorrow

There’s an easier way to buy short-term health insurance.

Apply and Enroll in Under 5 Minutes

Instant Quotes

Easy Online Application

Coverage Can Start Tomorrow

Quotes

TESTIMONIALS

Happy Customers

Find out what other customers have found out about Pivot Health short term insurance plans:

⭐️⭐️⭐️⭐️⭐️I needed insurance right away and the representative took her time and introduced me to all offers, made recommendations, then helped me with the application process. Absolutely the best customer service insurance experience I have ever had, including when enrolling with employer insurance ⭐️⭐️⭐️⭐️⭐️

Satisfied Customer

The process of applying was very convenient and quick, which was a big relief to us since we urgently needed to continue medical coverage.

Excellent Customer Service

I was fortunate enough to have Bonnie help me through the process of getting short term medical coverage. She made everything easy to understand and offered us options in coverage tailored to our current needs. I would definitely recommend this company to others who find themselves without coverage.

customer

Frequently Asked Questions

Top FAQs about Pivot Health

Who is Pivot Health?

Pivot Health is the operating coverage unit of HealthCare.com, and a licensed insurance agency, product marketing, and development company.

What’s covered in a short-term insurance plan?

Plans offer coverage for a variety of medical services like doctor office visits, emergency room care, hospital stays, surgery, and more after a deductible is met.

Some plans offer doctor office copays for primary care and Urgent Care. Each plan also includes coinsurance, which is the portion an insured is required to pay after the deductible is met.

It is important to review the Plan Details and understand full services provided, coinsurance out-of-pocket maximums, exclusions and limitations.

Product Brochure

What is short-term health insurance?

Short-term health plans are temporary coverage that can offer financial protection for medical services such as doctor office visits, emergency room visits, hospital stays, and more.

How do Pivot Health plans differ from ACA?

It is important to know short term medical health plans are not required to meet the essential standards of the Affordable Care Act, and in some states, the length of a policy might be limited according to state-specific rules. Pre-existing conditions are also not initially covered by short-term health insurance, and companies are allowed to ask medical questions in order to qualify an individual for coverage.

In most states, pre-existing conditions diagnosed within the past 5 years are generally not covered under this plan. However, qualifying conditions you develop throughout the year while insured by a short-term plan could be covered. Certain exclusions apply.

See plan details for more information

PIVOT HEALTH STM SPECIFIC DISCLAIMERS

IMPORTANT NOTICE ABOUT SHORT-TERM PLANS:
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your Policy/Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your Policy/Certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.

ACA DISCLAIMER:

PIVOT HEALTH SHORT TERM HEALTH INSURANCE IS HEALTH INSURANCE OUTSIDE OF THE AFFORDABLE CARE ACT (“OBAMACARE”). IT DOES NOT INCLUDE ALL TEN OF THE MINIMUM ESSENTIAL BENEFITS OF OBAMACARE AND IT DOES NOT COVER PRE-EXISTING CONDITIONS.

Health Benefits Connect is a licensed insurance agency that provides information on insurance products.