Discover the benefits of a Short Term Medical plan with National General.
Find the answers to your questions here.
Discover the benefits of a Short Term Medical plan with National General. Find the answers to your questions here.
National General STM
National General STM
Any amount of time without health insurance is too long.
National General Short Term Medical insurance includes flexible plan designs and options to help you and the plan that fits your needs, budget, and in this case, your time frame.
It is ideal for those who are:
- Ineligible for Obamacare subsidies
- Looking for access to a PPO network
- Bridging the open enrollment gap
- Part-time or temporary employees
- Without adequate health insurance
- Between jobs or have been laid-off
- Waiting for employer benefits to start
Why choose Short Term Medical?
Short Term Medical gives you the flexibility to get the coverage you need, with the options you want, for the time that best suits you. Get access to benefits and options that provide financial protection for the everyday and the unexpected, such as:
• Doctor visits and preventive care.
• Emergency room and hospital stays.
• Pharmacy benefits and discount options.
Together with network providers like Aetna®, and through partners like LIFE Association, National General Short Term Medical plans can save you more on your health care; and help you keep your wallet, coverage, and wellness going strong.
Who is National General?
National General Holdings Corp. (NGHC), headquartered in New York City, is a specialty
personal lines insurance holding company. National General traces its roots to 1939, has
a financial strength rating of A- (excellent) from A.M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, lenderplaced, supplemental health, and other niche insurance products.
National General Accident & Health, a division of NGHC, is focused on providing supplemental and short-term coverage options to individuals, associations and groups. Products are underwritten by Time Insurance Company (est. in 1892), National Health Insurance Company (incorporated in 1965), Integon National Insurance Company (incorporated in 1987), and Integon Indemnity Corporation (incorporated in 1946). These four companies, together, are authorized to provide health insurance in all 50 states and the District of Columbia. National Health Insurance Company, Integon National Insurance Company, and Integon Indemnity Corporation have been rated as A- (Excellent) by A.M. Best. Each underwriting company is financially responsible for its respective products.
THIS PLAN PROVIDES LIMITED BENEFITS.
SHORT TERM MEDICAL (STM) AND HEALTH CARE REFORM
THIS COVERAGE IS NOT REQUIRED TO COMPLY WITH FEDERAL MARKET REQUIREMENTS FOR HEALTH INSURANCE, PRINCIPALLY THOSE CONTAINED IN THE AFFORDABLE CARE ACT. BE SURE TO CHECK YOUR POLICY CAREFULLY TO MAKE SURE YOU ARE AWARE OF ANY EXCLUSIONS OR LIMITATIONS REGARDING COVERAGE OF PRE-EXISTING CONDITIONS OR HEALTH BENEFITS (SUCH AS HOSPITALIZATION, EMERGENCY SERVICES, MATERNITY CARE, PREVENTIVE CARE, PRESCRIPTION DRUGS, AND MENTAL HEALTH AND SUBSTANCE USE DISORDER SERVICES). IF THIS COVERAGE EXPIRES OR YOU LOSE ELIGIBILITY FOR THIS COVERAGE, YOU MIGHT HAVE TO WAIT UNTIL AN OPEN ENROLLMENT PERIOD TO GET OTHER HEALTH INSURANCE COVERAGE.
THIS POLICY DOES NOT MEET THE DEFINITION OF QUALIFYING PREVIOUS COVERAGE OR QUALIFYING EXISTING COVERAGE. AS A RESULT, IF PURCHASED IN LIEU OF A CONVERSION POLICY OR OTHER GROUP COVERAGE, YOU MAY HAVE TO MEET A PRE-EXISTING CONDITION REQUIREMENT WHEN RENEWING OR PURCHASING OTHER COVERAGE.
Health Benefits Connect is a proud partner of National General Health Insurance. You can find National General short term insurance quotes HERE. National General Short Term Plans utilize the Aetna Open Choice PPO Network in most states. In some states, National General Health Insurance plans utilize the Cigna PPO Network.
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