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Choice Advantage STM

Discover the benefits of a Choice Advantage Short Term Medical plan.

Find the answers to your questions here.

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Choice Advantage STM

Discover the benefits and find answers to your questions about  Choice Advantage STM plans.

  Download Now

Choice Advantage STM

Policy Details

Policy Claims

Choice Advantage STM

Policy Details

Policy Claims

Choice-Advantage-STM

Any amount of time without health insurance is too long.

Choice Advantage Short Term Medical insurance includes flexible plan designs and options that fit your medical needs, budget, and in this case, your time frame.

It is ideal for those who are:

  • Ineligible for Obamacare subsidies
  • Looking for access to a PPO network
  • Bridging the open enrollment gap
  • Part-time or temporary employees
  • Without adequate health insurance
  • Between jobs or have been laid-off
  • Waiting for employer benefits to start
ChoiceAdvantage-STM

Why Choose a Choice Advantage STM Plan?

Choice Advantage STM plans give you peace of mind. Anyone looking for an inexpensive solution to health insurance should research Choice Advantage STM plans. They provide the financial protection you need from unexpected medical bills and other health care expenses, including:

  • Doctor visits 
  • Emergency room
  • Ambulance coverage
  • Urgent Care benefits
  • Hospital coverage   
  • Access to the Multiplan PHCS Network

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CHOICE ADVANTAGE STM SPECIFIC DISCLAIMERS

THIS PLAN PROVIDES LIMITED BENEFIT COVERAGE. IT IS NOT DESIGNED TO COVER ALL MEDICAL EXPENSES AND IT IS NOT A MAJOR MEDICAL OR COMPREHENSIVE HEALTHCARE POLICY. PLEASE READ YOUR CERTIFICATE CAREFULLY!

Health Benefits Connect is a licensed insurance agency and provides information on insurance products. 

ACA DISCLAIMER

AFFORDABLE CARE ACT TAX (ELIMINATED UNDER CONGRESSIONAL TAX REFORM ACT STARTING IN 2019). CHOICE ADVANTAGE SHORT TERM HEALTH INSURANCE IS HEALTH INSURANCE OUTSIDE OF THE AFFORDABLE CARE ACT (“OBAMACARE”). IT DOES NOT INCLUDE ALL TEN OF THE MINIMUM ESSENTIAL BENEFITS OF OBAMACARE AND IT DOES NOT COVER PRE-EXISTING CONDITIONS.

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