AdvantHealth STM

Policy Details

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Advant Health

Discover the benefits of an AdvantHealth Short Term Medical Plan. Find the answers to your questions here.

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AdvantHealth STM

Policy Details

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AdvantHealth STM

Policy Details

Policy Claims

Advant Health STM

Policy Details

Policy Claims

Provider Network

AdvantHealth STM plans use the PHCS Multiplan network. You can find a network provider by visiting www.Multiplan.com or by calling (800) 922-4362.

Find a Doctor or Medical Facility

Claims Information – (844) 398-9752

All Medical Claims:

Mail:

International Benefits Administrators, LLC
PO BOX 3080
Farmington Hills, MI 48333

Electronic:

www.changehealthcare.com

EDI Payor ID: 11329

Benefits & Claim Services:

1 (844) 398-9752

https://ibatpa.com/providers/

Preauthorization:

American Health Holdings

1 (866) 790-4177

Reapply for Coverage with Health Benefits Connect

Your current insurance policy is short term health insurance. This is a major medical insurance with an expiration date. There is no renewal of coverage. However, in many cases, a member can reapply for another term policy. There are a couple of ways to reapply for a new term policy:

Telephonic: 45 days from policy expiration, a Health Benefits Connect team member will reach out to members to see if they can help them reapply for new coverage.

Self-service: At any time a member can return to www.healthbenefitsconnect.com to reapply for coverage. When doing so, be mindful of dates as one cannot enroll in a new plan that has an overlapping date with current coverage.

Your reapply application will be reviewed for underwriting and can be denied based on pre-existing conditions or other factors.

Disclaimer: This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check the Certificate carefully to make sure You are aware of any exclusions or limitations regarding coverage of Pre-Existing Conditions or health benefits (such as hospitalization, Emergency Services, maternity care, preventive care, Prescription Drugs, and mental health and Substance Use Disorder services). Your coverage also has lifetime and/or annual dollar limits on health benefits. If this coverage expires or You lose eligibility for this coverage, You might have to wait until an open enrollment period to get other health insurance coverage. This is a brief summary of AdvantHealth Short-Term Medical Insurance. Not available in all jurisdictions. Pre-existing conditions are not covered and benefits are subject to the policy limitations and exclusions. Refer to the policy, certificate and riders for complete details. AdvantHealth STM is underwritten by American Financial Security Life Insurance Company.

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