Pivot Health Short Term Insurance
Pivot Health
Copay Plans
Personalized Plans
Economical Plans
Definitive Plans
Pivot Health Short Term Insurance
Pivot Health
Copay Plans
Personalized Plans
Economical Plans
Definitive Plans
Pivot Health Short Term Insurance
It can fit your budget and meet your needs.
Pivot Health short term insurance includes flexible plan designs and options to help you find the plan that fits your medical needs and budget.
Pivot Health Short Term Insurance
Pivot Health short term insurance plans are ideal for:
1099 Contractors
Self-Employed Business Owners
Part-Time or Temporary Employees
Families Who Don’t Qualify for Marketplace Subsidies
Those Who are Waiting for Employer Benefits to Start
Anyone Looking to Bridge a Gap in Coverage
College Students
Plan For the Unplanned
We make finding an affordable health insurance plan look easy.
Peace of Mind
Rest assured knowing you and your family are insured.
Financial Protection
Financial protection from unexpected medical expenses.
Reliable Coverage
Coverage that you can rely on when you need it most.
There’s an easier way to buy short-term health insurance.
Apply and Enroll in Under 5 Minutes
Instant Quotes
Easy Online Application
Coverage Can Start Tomorrow
There’s an easier way to buy short-term health insurance.
Apply and Enroll in Under 5 Minutes
Instant Quotes
Easy Online Application
Coverage Can Start Tomorrow
TESTIMONIALS
Happy Customers
Find out what other customers have found out about Pivot Health short term insurance plans:
⭐️⭐️⭐️⭐️⭐️I needed insurance right away and the representative took her time and introduced me to all offers, made recommendations, then helped me with the application process. Absolutely the best customer service insurance experience I have ever had, including when enrolling with employer insurance ⭐️⭐️⭐️⭐️⭐️
The process of applying was very convenient and quick, which was a big relief to us since we urgently needed to continue medical coverage.
Excellent Customer Service
I was fortunate enough to have Bonnie help me through the process of getting short term medical coverage. She made everything easy to understand and offered us options in coverage tailored to our current needs. I would definitely recommend this company to others who find themselves without coverage.
Frequently Asked Questions
Top FAQs about Pivot Health
Who is Pivot Health?
Pivot Health is the operating coverage unit of HealthCare.com, and a licensed insurance agency, product marketing, and development company.
What’s covered in a short-term insurance plan?
Plans offer coverage for a variety of medical services like doctor office visits, emergency room care, hospital stays, surgery, and more after a deductible is met.
Some plans offer doctor office copays for primary care and Urgent Care. Each plan also includes coinsurance, which is the portion an insured is required to pay after the deductible is met.
It is important to review the Plan Details and understand full services provided, coinsurance out-of-pocket maximums, exclusions and limitations.
What is short-term health insurance?
Short-term health plans are temporary coverage that can offer financial protection for medical services such as doctor office visits, emergency room visits, hospital stays, and more.
How do Pivot Health plans differ from ACA?
It is important to know short term medical health plans are not required to meet the essential standards of the Affordable Care Act, and in some states, the length of a policy might be limited according to state-specific rules. Pre-existing conditions are also not initially covered by short-term health insurance, and companies are allowed to ask medical questions in order to qualify an individual for coverage.
In most states, pre-existing conditions diagnosed within the past 5 years are generally not covered under this plan. However, qualifying conditions you develop throughout the year while insured by a short-term plan could be covered. Certain exclusions apply.
PIVOT HEALTH STM SPECIFIC DISCLAIMERS
IMPORTANT NOTICE ABOUT SHORT-TERM PLANS:
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your Policy/Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your Policy/Certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.
ACA DISCLAIMER:
PIVOT HEALTH SHORT TERM HEALTH INSURANCE IS HEALTH INSURANCE OUTSIDE OF THE AFFORDABLE CARE ACT (“OBAMACARE”). IT DOES NOT INCLUDE ALL TEN OF THE MINIMUM ESSENTIAL BENEFITS OF OBAMACARE AND IT DOES NOT COVER PRE-EXISTING CONDITIONS.
Health Benefits Connect is a licensed insurance agency that provides information on insurance products.
Still Have Questions?
- Call one of our licensed agents at 866-966-9868
- Send an email to quotes@healthbenefitsconnect.com
- Schedule an Appointment with a licensed insurance agent
- Check out our Online Health Insurance Quotes
- Visit the Health Insurance Help Center
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